Thursday, March 17, 2011

Becoming the Woman God Wants, day 39

Pay Cash

She opens her arms to the poor
and extends her hands to the needy.
When it snows, she has no fear for her household;
for all of them are clothed in scarlet.
Proverbs 31:20-21

Matthew 6

    19Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal:
   20But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal:
   21For where your treasure is, there will your heart be also.

We need to learn to spend just what we have.  Buying with cash protects us from further debt. 

Affirmation:  I am a wise steward of my money.

Becoming the Woman God Wants, day 38

Reduce Your Debt

She opens her arms to the poor
and extends her hands to the needy.
When it snows, she has no fear for her household;
for all of them are clothed in scarlet.
Proverbs 31:20-21

Nehemiah 4

   1But it came to pass, that when Sanballat heard that we builded the wall, he was wroth, and took great indignation, and mocked the Jews.
   2And he spake before his brethren and the army of Samaria, and said, What do these feeble Jews? will they fortify themselves? will they sacrifice? will they make an end in a day? will they revive the stones out of the heaps of the rubbish which are burned?

No more credit cards!!   Pay off debts!

Affirmation:  I clear out the rubble of debt.

Becoming the Woman God Wants, day 37

Calculate Your Assets and Liabilities

She opens her arms to the poor
and extends her hands to the needy.
When it snows, she has no fear for her household;
for all of them are clothed in scarlet.
Proverbs 31:20-21

Matthew 6

     24No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon.
 
Most of us don't save like we should.  Do we have savings that we could survive on for two months?  In this chapter she gives us Dave Ramsey's tips.  We should begin by having 1000 in an emergency fund.  Then, we should have an account that has three months living expenses in it.  Pay off credit cards and only keep one for emergencies.

Affirmation:  I don't work for money; money works for me.

Wednesday, March 16, 2011

Becoming the Woman God Wants, day 36

Week Six

Financial Planning

Tithe

She opens her arms to the poor
and extends her hands to the needy.
When it snows, she has no fear for her household;
for all of them are clothed in scarlet.
Proverbs 31: 20-21

Malachi 3

      8Will a man rob God? Yet ye have robbed me. But ye say, Wherein have we robbed thee? In tithes and offerings.
   9Ye are cursed with a curse: for ye have robbed me, even this whole nation.
   10Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the LORD of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it.

You can only give if there is something in your hands to give.  We need to be financial planners.  Create a budget.  In this chapter she gives us four things to keep in mind.

1. Tithe 10%
2. Save 10%
3. Escape/avoid bad debt.
4. Spend less than you earn.

Affirmation:  I tithe because I know that 90 percent plus God equals more than 100 percent without Him. 

Becoming the Woman God wants, day 33

Transfer Problems to a Tackle List

She sees that her trading is profitable,
and her lamp does not go out at night.
In her hand she holds the distaff
and grasps the spindles with her fingers.
Proverbs 31:18-19

Psalm 23

   1The LORD is my shepherd; I shall not want.
   2He maketh me to lie down in green pastures: he leadeth me beside the still waters.
   3He restoreth my soul: he leadeth me in the paths of righteousness for his name's sake.

I believe the woman that is spoken of in Proverbs wasn't a time waster.  So many of us stay stressed about things we don't have time to do.  Make a list of the things you find it impossible to do.  When you have extra time, do one at a time!

Affirmation:  He restores my soul.

Thursday, March 10, 2011

Becoming the Woman God wants, day 32

Stow Away as Much as You Can

She sees that her trading is profitable,
and her lamp does not go out at night.
In her hand she holds the distaff
and grasps the spindles with her fingers.
Proverbs 31: 18-19

Proverbs 17

   1Better is a dry morsel, and quietness therewith, than an house full of sacrifices with strife.

Now that we have gotten rid of somethings we can store some stuff away.  Jumpstart this project by stowing away holiday items, winter/summer clothes.  Clutter and extras will disappear and things will finally be organized!

Affirmation:  I store up treasures in heaven.

Wednesday, March 9, 2011

Becoming the Woman God wants, day 31

Give Away Everything You Can

She sees that her trading is profitable,
and her lamp does not go out at night.
In her hand she holds the distaff
and grasps the spindle with her fingers.
Proverbs 31:18-19

Luke 3

       11He answereth and saith unto them, He that hath two coats, let him impart to him that hath none; and he that hath meat, let him do likewise.
 

Luke 6

    38Give, and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall men give into your bosom. For with the same measure that ye mete withal it shall be measured to you again.
 
Decluttering!!!  If there is something that you haven't used in years, you aren't going to use it!! 
 
Affirmation:  I give away everything I can.